Morbank Financial Inc. is a direct lender specializing in short term first mortgages. Our experienced staff pride themselves in providing quick and accurate responses to all inquiries and applications. Whether received directly from developers or through the mortgage brokerage community. Applications from the mortgage brokerage community are welcome and their interests are always protected. Upon receipt of sufficient preliminary information a letter of Interest (funding proposal) is provided at no cost or obligation. Morbank's highly trained staff will assist you from the application process through the approval process and right through funding. We endeavor to make the process "user friendly", fast and efficient. By becoming your commercial mortgage lender we essentially join your team along with your engineers, architects, lawyers, realtors and other professionals. We encourage our involvement in your real estate and development program as early as possible so that our lending expertise can ensure your financing needs are met to your satisfaction. Acquisitions Land: in various stages of rezoning or during development approval process. Land and Buildings: undervalued due to vacancy or defer maintenance requirements. Refinance Debt Consolidation Equity recapture Inventory loans on unsold condominium units or lots Bridge Collateral mortgaging of more than one property to provide capital for additional acquisition or development. Construction Land service Single family residential Multi family residential Office Retail Light or heavy industrial Morbank provides financing throughout British Columbia, Alberta and Saskatchewan. In addition to all urban centers we are also financing projects in semi-rural communities. John Tiberio : President john@morbank.ca Cal McLauchlin : Vice President, Lending calmclauchlin@morbank.ca Phone: (403) 205-4110 Fax: (403) 264-9270 Toll Free: 1-877-969-9899 #106, 5 Richard Way SW Calgary, AB T3E 7M8